Barristers & Solicitors - Checklist

Austin Stone caters for our legal industry clients with a number of specialised insurance types. The risks we cover include the following:

Liability & Indemnity Insurance
Professional Indemnity – all occupations including financial institutions
Professional Indemnity – Excess Layer protection
Associations Liability
Directors’ & officers’ Liability
Employment Disputes
Employer’s Liability
Internet & E-Commerce
Legal Prosecution & Defence
Libel & Slander
Malpractice Liability
Public liability – general indemnity
Product liability including Recall, Guarantee, Tamper, Contaminations, Bailees Liability
Statutory Liability
Trustees Liability

Property Protection
Office Risks
Contract Words – Annual Declaration and one off projects
Engineering – Boiler Explosion & Refrigerated Goods
Machinery Breakdown
Material Damage – Buildings, Plant and Stock
Motor Vehicle / Mobile Plant
Natural Disaster – Earthquake and other Perils
Business Interruption Insurance
Office Risks
Additional increased cost of working
Claim preparation fees
Natural Disaster – Earthquake and other perils
Costs of Rewriting of records

Financial Risks Insurance
Bonds – Performance, Retention and Credit Enhancement Guarantees
Consumer Credit/Contingent Debt
Computer Fraud
Credit Insurance
Crisis Containment
Export Guarantee
Fidelity Guarantee – theft by employees

Contingency
Kidnap and Ransom
Pluvius – adverse weather insurance
Terrorism
Travel – annual Corporate Protection and one off trips including hazardous activities

Life, superannuation and employee benefits supplied to our clients via our preferred provider Johanna Pansier Insurance
Accident Compensation Supplementary
Personal Accident – Lump sum/weekly benefits
Actuarial Services
Group Life
Life/Trauma Insurance Keyman Health/Medical including Overseas Retirement Benefits Salary Continuance Superannuation